Interested in Buying a Property?
Our experienced team will help and guide you through the full process of purchasing your next property, alleviating some of the stresses associated with moving home.
Buying a property can be a daunting task regardless of whether you are a first-time buyer or if you have bought multiple properties.
Our experienced team will help and guide you through the full process of purchasing your next property, alleviating some of the stresses associated with moving home. With personal service at the forefront of our approach you can be assured all advice is tailored to your unique needs.
If you need financial advice, conveyancing, insurance or utility suppliers, we have an excellent group of companies we work closely with who will be only too glad to assist where needed.
Step by Step Guide to Buying
If you need any further information or advice, please don’t hesitate to contact us.
Step 1
Work Out Your Budget
Working out how much you have to spend is vital before seriously beginning your search. It is worth seeking advice from an independent mortgage advisor as they will have access to the entire market and should give you impartial advice. Make sure you get sound mortgage advice before you start!
Step 2
Register & Start Searching
Give us a call and we will register your details, or if you are short on time register online and we will contact you if we have anything suitable. It really is worth registering with us as you will often find out about the properties before they are advertised online.
Step 3
Make the most of your viewings
We try to accompany all viewings to make the process as comfortable as possible and to fully understand any feedback that you give. In order to do this we are open from 9am to 6.30pm on weekdays and 9am to 4pm on Saturdays, if you can’t make these times sellers will often carry out their own viewings..
Step 4
Find the right property and make an offer
Once you think you have found the ideal property it is worth making a second visit, just to make sure you get the same feeling about the property the second time. What do you need to make an offer? Essentially nothing, but a seller will only take you seriously if you have proof of funds (this usually comes in the form of a mortgage agreement in principle). Other factors a seller will consider are – does the buyer have a property to sell and when can the buyer move in
Step 5
Make the most of your viewings
We try to accompany all viewings to make the process as comfortable as possible and to fully understand any feedback that you give. In order to do this we are open from 9am to 6.30pm on weekdays and 9am to 4pm on Saturdays, if you can’t make these times sellers will often carry out their own viewings..
Step 6
Offer accepted and instructing a solicitor
Once your offer is accepted you need to provide solicitor’s details and give the go ahead to your mortgage advisor. A proactive solicitor and mortgage advisor can save you months in the conveyancing process. Rest assured that throughout this process you are always able to contact us for updates and advice!
Step 7
Survey and mortgage offer
To take the next step towards completion a survey will need to be carried out on the property you have chosen. Usually your mortgage company will instruct the survey and provided all is well a mortgage offer should be coming your way.
Step 8
Exchange contracts
So everything has gone well, the survey is ok, your mortgage offer has arrived and you are ready to exchange. At this point your accepted offer becomes legally binding and you will have to pay a deposit to the solicitor (usually 10%). As part of the exchange you will set a date for completion that is mutually agreeable.
Step 9
Collect the keys!
On the day of completion the remainder of the money is transferred and once this has cleared the keys can be collected from our office!
